The rate of increase in individual bankruptcies is slowing down… (банкротство · гражданин · процедура)
The rate of increase in individual bankruptcies is slowing down, while the number of debt discharge refusals is rising. 'Non-judicial bankruptcy proceedings are a legal opportunity to resolve debt issues for the most socially vulnerable categories of citizens.'
Consensus
- The rate of bankruptcy filings among Russian citizens has slowed in the first half of 2026 compared to the same period in 2025.
- Both judicial and out-of-court bankruptcy procedures are experiencing reduced growth rates.
- Out-of-court bankruptcies are conducted through Multi-Functional Centers (MFCs) with minimal formalities and at no cost to citizens.
- The procedure remains popular and is considered a legal way for socially vulnerable individuals to resolve debt issues.
- The number of court-approved debt restructuring plans has increased significantly in the first half of 2026 compared to the same period in 2025.
- The share of approved debt restructuring plans in total procedures rose from 0.4% to 1% between the first halves of 2025 and 2026.
- The number of court rejections for debt discharge has increased by 2.9 times in January–June 2026 compared to the same period in 2025.
- The share of rejected cases rose from 1.1% to 2.4% in total bankruptcy proceedings involving individuals.
Points of divergence
- The number of competitive proceedings (concurrent productions) in January–June 2026 was 3,547, which is 20.8% lower than the average for the same period from 2019 to 2025. — vesti
- The number of external management and financial rehabilitation procedures increased to 31 cases (0.9%) in January–June 2026, up from 23 cases (0.7%) in the same period of 2025. — vesti
- The total number of bankruptcy procedures for individuals and individual entrepreneurs in the first half of 2026 was 277,46 thousand. — interfax
Coverage (3 sources)
- Fewer individual bankruptcies in Russia — Вести
- Rate of growth in the number of individual bankruptcies is slowing down, while the number of refusals to discharge debts is increasing — Интерфакс
- Russian courts declared 3,550 companies bankrupt in the first half of the year — Интерфакс