Pension savings are earned money that is not automatically… (накопление · пенсионный · родственник)
Pension savings are earned money that is not automatically transferred to relatives; individuals must apply for payouts themselves and it is crucial not to miss the established deadline. He explained that heirs need to determine whether the person disposed of their savings during their lifetime, as they could have submitted a declaration designating successors.
Consensus
- Pension savings of a deceased relative are not automatically transferred to heirs.
- Beneficiaries must apply for the funds within six months of the person's death.
- The application must be submitted to either the Social Fund of Russia or the non-state pension fund where the savings were held.
- If the deceased had specified beneficiaries in a prior declaration, those individuals receive the funds according to that designation.
- In the absence of such a declaration, inheritance follows legal succession rules.
Points of divergence
- The amount transferred depends on whether it is a lump-sum or lifetime payment: in the case of a lump sum, the remainder is passed to heirs; for a lifetime payment, the unpaid portion is not transferred. — vm
Coverage (3 sources)
- How to Claim Pension Savings of a Deceased Relative — Вечерняя Москва
- Russians told about the procedure for inheritance of pension savings — Вести
- Pension savings can be inherited - but relatives are not automatically credited — РИА Новости (Telegram)