Starting September 1, Rosfinmonitoring will gain access to data on…
Starting September 1, Rosfinmonitoring will gain access to data on payments and transfers through the 'Mir' card system, the System of Fast Payments (SBP), and the unified QR code. The change, enabled by a law signed by President Putin in December 2025, aims to improve anti-money laundering efforts without imposing restrictions on citizens.
Consensus
- Rosfinmonitoring will gain access to payment data from the 'Mir' system, SSBP, and the unified QR code starting September 1.
- The access is enabled by a federal law signed by President Vladimir Putin in December 2025.
- Information will be provided by the National Payment Card System (NСПК) without charge.
- NСПК is prohibited from disclosing the fact of data transfer to Rosfinmonitoring.
- The purpose of the measure is to improve the effectiveness of the national system against money laundering and terrorist financing.
- The specific terms of data transfer, including volume, methods, and timing, will be defined in an agreement between Rosfinmonitoring and NСПК, subject to approval by the Central Bank.
Points of divergence
- The changes will not affect ordinary citizens immediately; the first impact will begin on January 1, 2027, with new tax code amendments that may trigger scrutiny of unverified non-cash income exceeding 2.4 million rubles annually. — vm
- The expert cited in the article believes that ordinary citizens are not typically involved in money laundering, which mainly concerns illegal business, large-scale cashing, or unpaid taxes. — vm
- The implementation of the law will not result in any inconvenience for citizens, as it does not include blocking measures. — vm
- The law's full effect on citizens will depend on future tax code changes, not the law itself. — vm
Coverage (12 sources)
- Access of Rosfinmonitoring to information about transfers does not imply blocking — РИАМО
- From September 1, Rosfinmonitoring will receive all data on transfers of Russians. The agency will be given full access to data of SB... — Первый Московский
- To which translations will Rosfinmonitoring get access starting September 2026 — Вечерняя Москва
- Rosfinmonitoring will be able to receive data on transfers starting September 1 — Вечерняя Москва
- Financial intelligence will gain access to all Russian money transfers — The Moscow Times
- Rosfinmonitoring will get access to data on major cashless transfers of Russians from September 1 — SOTAvision
- Rosfinmonitoring will get access to data on operations through "Mir" and SBP — Вести
- Rosfinmonitoring will get access to transfers via 'Mir' and SBP — Ведомости
- Rosfinmonitoring will get access to payment data through Mir and SBP starting September 1 — Фонтанка
- Rosfinmonitoring will gain access to transfers via 'Mir', SBP and unified QR code from September 1 — ASTRA
- Rosfinmonitoring will receive all data on transfers of Russians via SBP, payment system 'Mir', and QR code from September 1 — Новости Москвы
- From September 1, Rosfinmonitoring will receive all data on transfers of Russians. — Первый Московский
Key entities
- Rosfinmonitoring
- SBP
- World
- NSPK
- Bank of Russia
- Vladimir Putin
- QR-codes
- RIA Novosti
- Russia
- Agency
- Financial Intelligence Service
- SB