Ozon Bank Launches Auto Loans on Marketplace
Ozon Bank, a subsidiary bank of the Ozon marketplace, has launched car loan issuance. The product is available in test mode to a group of clients, according to Ozon Bank to Interfax.
Consensus
- Ozon Bank has launched auto loans in test mode for a group of customers.
- The auto loan product is available for purchasing new passenger cars on the Ozon marketplace.
- The loan term ranges from 1 to 8 years.
- The maximum loan amount is 5 million rubles.
- A down payment of at least 20% is required.
- Early repayment is allowed without penalties or fees.
- Insurance (KASKO and OSAGO) is not required at the start.
- More than 3,000 car models are available for purchase with credit on Ozon.
- The loan product is currently in a limited test phase.
Points of divergence
- The average weighted interest rate on new car loans rose for the first time since November 2025 to 12% per year, due to reduced manufacturer subsidies and high funding costs for banks. — kommersant
- Ozon Bank began mass issuance of credit cards on August 1, 2025, and tested them in Q1 2025 with limited customers. — vedomosti
- On June 18, the Central Bank of Russia included Ozon Bank in the registry of operators of information systems for digital financial assets (DFAs). — vedomosti
- In February, the regulator granted Ozon Bank a license for depositary activities, which the company stated is needed for developing its investment business. — vedomosti
- Ozon Bank ranked 18th by asset size in the Interfax-100 ranking at the end of Q2 2026. — interfax
- Ozon Bank has over 43 million active customers. — interfax
Coverage (3 sources)
- Ozon-bank began issuing auto loans — Коммерсантъ
- Ozon Bank launched car loan issuance — Ведомости
- Ozon bank began issuing auto loans — Интерфакс