President Vladimir Putin signed a law allowing families with two or… (каникулы · ребёнок · семья)
President Vladimir Putin signed a law allowing families with two or more children to take mortgage holidays for up to 18 months, starting from September 1, 2026. The new legislation removes the requirement to prove reduced income and extends the benefit period beyond the previous six-month limit.
Consensus
- President Vladimir Putin signed a law allowing families with two or more children to take mortgage holidays for up to 18 months starting September 1, 2026
- The new law removes the requirement to prove reduced income when applying for mortgage holidays
- Mortgage holidays can be taken upon birth or adoption of the second child or subsequent children
- The duration of the holiday cannot exceed 18 months and must end no later than when the child reaches 1.5 years old
- Interest will not be charged during the first six months, but will resume from month seven to eighteen with payment deferred until after principal debt is cleared
- The law applies to mortgage contracts concluded before September 1, 2026
Points of divergence
- The right to mortgage holidays arises regardless of the borrower's income level and loan obligations — vesti
- Interest begins accruing from month seven to eighteen, with payments deferred after principal debt is cleared — kommersant
- The law replaces 'difficult life situation' with 'special circumstances of the borrower' — fontanka
- Families can take mortgage holidays only once during the entire term of their mortgage contract — vedomosti
- The law is aimed at supporting families with children and stimulating birth rates — vm
Coverage (7 sources)
- Details of the mortgage holiday law for families with children revealed in the State Duma — Вести
- Putin signs law on mortgage holidays for families with children — Коммерсантъ
- Families with two or more children will get mortgage holidays for up to a year and a half — Фонтанка
- Putin signs law on mortgage holidays for families with two or more children — Ведомости
- Putin signs law on mortgage holidays up to 18 months for families with children — Вести
- Putin signs law on mortgage holidays for families with two or more children — Вечерняя Москва
- President of Russia signs law on expanding the scope of mortgage holidays for families with children — Интерфакс