Average OSAGO compensation will increase by 10% with the…

Average OSAGO compensation will increase by 10% with the introduction of new repair calculation rules.

Consensus

The new rules for determining repair costs under OSAGO will take effect on July 11, 2026.
The Central Bank of Russia issued the changes to the calculation methodology for repair costs.
Average OSAGO payouts are expected to increase by approximately 10% due to the new rules.
Insurance companies will use updated reference guides based on the new rules.
The Russian Union of Auto Insurers must approve the revised reference guides within three months after the rules take effect.
Costs for one-time-use parts such as gaskets and stickers will now be fully included in repair expenses.
The average cost of materials will be determined based on market prices without discounts.
Analog parts that are more than 70% cheaper than original parts will no longer be considered in average part cost calculations.

Experts previously warned that OSAGO policies may increase by an average of 700 rubles per year due to the rise in insurance payout limits from 500,000 to 2,000,000 rubles. — m24
There are predictions that premiums may rise by 8–10% for drivers involved in accidents, and by 2–3% for responsible drivers. — m24
In the case of an accident, payouts could increase by up to four times. — m24