The Central Bank of Russia has updated the methodology for… (стоимость · средний · ремонт)
The Central Bank of Russia has updated the methodology for calculating repair costs under compulsory auto insurance (OSAGO), which will lead to an increase in average payouts to victims of traffic accidents by 8-10%. This change is expected to raise OSAGO premiums. The new rules, effective July 11, 2026, exclude parts that are more than 70% cheaper than original ones from cost calculations and include full costs for disposable materials like gaskets and stickers.
Consensus
- The Central Bank of Russia has changed the rules for calculating repair expenses under OSAGO insurance.
- The new methodology will increase average payouts to accident victims by 8-10%.
- The changes are expected to raise OSAGO insurance premiums.
- The updated rules take effect on July 11, 2026.
- Insurance companies must now calculate the average cost of materials without discounts.
Points of divergence
- The increase in payouts will be between 8-9% according to preliminary estimates by the expert. — vesti
- Insurance companies must include full costs for disposable materials such as gaskets and stickers, which were previously limited to 2% of the cost of replaced parts. — kommersant
Coverage (2 sources)
- Changes to the rules for determining repair costs will affect OSAGO prices — Вести
- Central Bank sets new rules for calculating repair costs under OSAGO — Коммерсантъ