Deputy of the State Duma Nikolai Novikov explained that pension…
Deputy of the State Duma Nikolai Novikov explained that pension savings of a deceased relative are not automatically transferred to heirs and must be claimed within six months by submitting an application. The funds can be distributed according to the deceased's prior declaration or, in its absence, through legal inheritance rules.
Consensus
- Pension savings of a deceased relative are not automatically transferred to heirs.
- An application must be submitted within six months from the date of death to claim pension savings.
- The applicant must verify whether the deceased had previously submitted a declaration specifying beneficiaries.
- If no declaration was made, inheritance follows legal order: children, spouse, parents, then siblings, grandparents, and grandchildren.
- Claims must be filed with either the Social Fund of Russia or the non-state pension fund where savings were held.
- Required documents include passport, death certificate, SNILS of the deceased, proof of kinship, and bank account details.
- Pension savings are considered earned money and should not disappear after the owner's death.
Points of divergence
- If the deceased chose a lump-sum payout, heirs receive the remaining amount; if they chose a lifetime pension, the unpaid balance is not transferred because it was intended solely for the pensioner’s maintenance. — riamo
- The same information about the choice of payment type (lump sum vs. lifetime annuity) and its implications on inheritance is provided, but with additional context that Nikita Chaplin discussed eligibility for early retirement at age 50. — vm
Coverage (4 sources)
- Members of the State Duma explained how to receive pension savings of a deceased relative — РИАМО
- How to Claim Pension Savings of a Deceased Relative — Вечерняя Москва
- Russians told about the procedure for inheritance of pension savings — Вести
- Pension savings can be inherited - but relatives are not automatically credited — РИА Новости (Telegram)