Pure percentage income of 'Dom.RF' increased by 30% in the first…
Pure percentage income of 'Dom.RF' increased by 30% in the first half of the year — to 89.1 billion rubles, commission income — by 47%, to 23.7 billion rubles.
Consensus
- Net profit for Dom.RF in the first half of 2026 was 57.2 billion rubles.
- Net interest income rose by 30% to 89.1 billion rubles in the first half of 2026.
- Commission income increased by 47% to 23.7 billion rubles in the first half of 2126.
- The total credit portfolio grew by 3.9% year-on-year to 5.5 trillion rubles as of the start of the year.
- Corporate loan portfolio grew by 11% and reached 3 trillion rubles.
- Mortgage securitization deals increased by 83% and amounted to nearly 200 billion rubles.
- The company expects net profit for 2026 to grow more than 30% year-on-year, reaching 117 billion rubles.
- Capital return rate is projected at 23.4% for the full year of 2026.
- Cost of risk remained stable at 0.7%.
- The ratio of expenses to income improved compared to the previous year.
Points of divergence
- Net profit for Q2 2026 was 28.7 billion rubles, representing a 22% increase from the same quarter in 2025. — kommersant
- Net profit growth for the first half of 2026 reached 46%, not 22% as reported by Kommersant for Q2 alone. — vedomosti
- The company's capital return rate is projected at 23.8% for the full year, based on financial director David Ovsepyan’s forecast. — kommersant
- Capital return rate is expected to be 23.4%, not 23.8%, as stated by the same source. — vedomosti
- The company's forecast for full-year profit growth exceeds 30% and reaches 117 billion rubles, with capital return at 23.4%. — kommersant
- The financial director stated that the expected net profit for 2026 is more than 30% higher year-on-year and will reach 117 billion rubles with a capital return of 23.4%, matching Kommersant’s figure. — vedomosti
- The share of funds from physical persons in the funding structure reached 18.3% as of the start of 2026. — vedomosti
- No mention is made of the share of funds from physical or legal entities, nor their growth rates. — kommersant
Coverage (2 sources)
- Net profit of 'Dom.RF' increased by 22% in the second quarter according to IFRS — Коммерсантъ
- Net profit of Dom.RF increased by 46% according to IFRS in the first half of 2026 — Ведомости