Russians will be able to recover money stolen by fraudsters. The… (банк · кредит · гражданин)
Russians will be able to recover money stolen by fraudsters. The State Duma will consider a bill this week on the obligation of banks and microfinance organizations to inform citizens about signing credit contracts on their behalf, said Chairman of the House Vyacheslav Volodin.
Consensus
- The State Duma plans to consider a bill requiring banks and microfinance organizations to inform individuals about credit agreements signed on their behalf.
- The notification must include individual terms, interest rate, loan amount, repayment term, and the right to refuse if the loan exceeds 50,000 rubles.
- Notifications will be sent via contact details or Gosuslugi within 15 minutes of the agreement being signed.
- The measure aims to protect people from fraud and reduce criminal credit issuance.
- Credit fraud in Russian banks amounted to over 12 billion rubles in 2024, with a 40% decrease reported for 2025.
- The risk of unauthorized loan signing by criminals remains despite the decline.
Points of divergence
- Ministry of Digital Development has developed procedures for victims to receive compensation from banks or mobile operators after being tricked into transferring money via phone calls. — vm
- The Ministry of Digital Development is reconsidering a proposal to require Russians to confirm large transfers through SMS and the messaging app MAX, which is included in the third package of anti-fraud legislation under consideration by the State Duma. — vm
Coverage (2 sources)
- The State Duma will consider a bill requiring banks to notify about loan signings — Вечерняя Москва
- The State Duma will soon consider amendments requiring banks to inform citizens about signing credit contracts — Интерфакс